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Home Loan Eligibility Calculator

Enter the customer's gross income and monthly commitments to estimate the maximum home loan instalment, eligible loan amount and affordable property price.

Customer Information

All calculations update automatically whenever the values are changed.

Monthly Income

Gross Salary

Allowance / Fixed Income

Monthly Commitments

Car Loan

Personal Loan

PTPTN / Education Loan

Credit Card Commitment

Existing Home Loan

Other Commitments

Calculation Settings

DSR Limit

Loan Margin

Annual Interest Rate

Loan Tenure

Estimated Affordable Property Price

RM0

Enter the customer's information to view the estimated results.

Initial Estimate

Total Income RM0

Total Commitments RM0

Current DSR 0%

Maximum Bank Commitment RM0

Maximum Home Instalment RM0

Estimated Loan Amount RM0

Required Down Payment RM0

DSR After Home Loan 0%

DSR Limit Usage 0%

This result is an estimate only. Final loan approval depends on each bank's income calculation method, CCRIS, CTOS, age, employment type, repayment history, supporting documents and current lending policies.